Listing Agent and Office: Deborah Herridge, Keller Williams Towne Square Realty
Welcome home.. to this traditional ranch style home. Features 3 bedrooms, 1 Full bath, large eat in kitchen, living room, and a family room in the lower level.
Listing Agent and Office: Deborah Herridge, Keller Williams Towne Square Realty
Welcome to 116 Huntington Road! Built in 1991, this elegant Center Hall Colonial is situated on a quarter acre property in the desirable Carlisle Hills section of Basking Ridge.
Listing Agent and Office: Deborah Herridge, Keller Williams Towne Square Realty
Stately colonial recently renovated. Majestically set on over 2 gorgeous and private acres on desirable cul de sac. 15 minutes to Morristown mid town direct train.
Listing Agent and Office: Deborah Herridge, Keller Williams Towne Square Realty
Welcome to 20 Old Orchard Road! Spectacular renovated custom home. Feel like you are on a vacation in the mountains year round ... yet only minutes from the center of Morristown and NYC direct train.
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
Deborah Herridge Keller Williams Towne Square Realty 55 Madison Avenue Suite 400 Morristown, NJ 07960 Direct: 201 400 2980 Office: 973 539 1120 Fax: 201 299 4819 Deborah@TheHerridgeGroup.com
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NUMBER1EXPERT in real estate for Chester, Mendham, Long Valley and Morristown, New Jersey
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